Commuter cycle insurance

Choose your cover

WIGGLE CYCLE INSURANCE OFFERS PROTECTION AND PEACE OF MIND FOR YOUR COMMUTE

Looking for cover while cycling along busy city or rural roads? If you take a spill, get involved in a collision, or become the victim of a theft, Wiggle cycle insurance will be there to help. We provide assistance immediately after the incident and help to get you back in the saddle as soon as possible, so you can ride with confidence. As a commuter or city cyclist, here’s why you should consider cycle insurance:

THEFT

If you cycle to work, we’ll protect you against theft if your bicycle is stolen. As long as you’re using an approved lock, we can help you get back in the saddle on a shiny new bike. We’ll also cover any accessories named on your policy for theft or accidental damage.

ACCIDENTAL DAMAGE

If you’re involved in a collision with a car, pedestrian, or fellow cyclist, our rider insurance will cover you for accidental damage. We’ll even reimburse you for replacement cycle hire while your damaged bicycle is replaced or repaired.

PUBLIC LIABILITY

Accidents happen. If you’re responsible for damage or injury to other road users, property or pedestrians, Wiggle cycle insurance will protect you with public liability of up to £2 million while you are riding any bike. It’s an essential benefit that protects you financially and it’s included in all levels of our cover.

PERSONAL ACCIDENT

Even for riders taking every precaution, accidents can still occur. That’s why we protect you against the risk of serious injury while riding your bike. Wiggle cycle insurance provides personal accident cover for peace of mind every time you hop on your bike.

TAXI FARE REIMBURSEMENT IF YOU GET STUCK

In the event of a breakdown don’t get stuck on the side of the road, be safe and get a taxi on us. We’ll transport you and your bike to your home or the closest transport link up to the value of £250 per policy period.

NO HIDDEN POSTCODE CHARGES

City postcode penalties mean urban commuters often pay more for insurance than their rural counterparts. At Wiggle, we want to inspire everybody, everywhere to enjoy cycling; that’s why we believe in fair premiums and no extra fees for living in a city.

Our Cycle Insurance

Enjoy your ride in the knowledge that you have the right cover. Wiggle cycle insurance makes it easy for cyclists like you to find the right policy for your ride and your pocket. We offer three straightforward policies packed with extensive benefits to provide cyclists with cover you can rely on, exceptional value, and a claims service that will get you back on your bike as quickly as possible, should you need it.

ASSIST
Cycling cover from
£2.00 pm

Expertly designed personal cover to protect you, the cyclist.
£2 million public liability cover
£20,000 personal accident cover
£1,000 emergency private medical & dental treatment

ESSENTIAL
Bicycle cover from
£3.45 pm*

All the benefits of Assist but with complete coverage for your bike too.
Theft, including from roof racks
Accidental damage cover
Multi-bike discount

ELITE
Cycling cover from
£5.58 pm*

The full package for you and your bike. All the benefits of Assist and Essential, plus extra benefits such as:
Replacement cycle hire
Taxi fare reimbursement
Triathlon transition cover
Global travel cover
Race cover

*Based on a bicycle value of £250.

Who And What We Cover

Wiggle cycle insurance is designed specifically to protect cyclists. Whether you are a commuter or a seasoned triathlete, there’s no need for specialist mountain bike insurance, eBike insurance, or road bike insurance – our straightforward policy covers it all.