Our Cycle Insurance
At Wiggle, we love bikes. That’s why we’ve developed Wiggle cycle insurance, we want people to experience the joy of cycling without having to worry about the bad stuff. We’ve made it easy for cyclists to find the right policy for their ride and their pocket. We offer three straightforward policies packed with extensive benefits to provide cyclists with cover they can rely on, exceptional value, and a claims service to get you back on your bike as quickly as possible, should you need it. Enjoy your ride in the knowledge that you have the right cover. Wiggle cycle insurance we’re for the #goodstuff.
Compare our products/ Assist
- Wiggle assist will protect you financially with Third Party Liability cover of up to £2million should you cause damage or injury to pedestrians, other road users, or any at fault cycling accident.
- In the event of serious injury or death sustained from riding your bike, Wiggle cycle insurance delivers personal accident cover to give you and your family peace of mind.
- We’re here to make your experience as painless as possible so if you have a Wiggle policy you won’t need to wait in A&E for emergency treatment. Wiggle will provide you with up to £300 for private medical or dental care at a walk in clinic or private centre of your choice.
- If you’re injured we know that you’ll want to get back on your bike as quickly as possible. If you sustain an injury whilst riding a bike, we’ll give you cover for emergency access to a physio of your choice.
- Your policy, your choice. You can choose to take out Active insurance to extend this cover so you can take part in cycling events and be fully protected.

Benefits
- Public Liability
- Personal Accident
- Emergency Private Medical & Dental
- Emergency Physiotherapy
- 0% Monthly Payments
- No Extra Charge for City Postcodes
Optional benefits
- Active Cover
/ Essential
- If you bike is stolen or accidentally damaged, we’ll sort it out with a new for old equivalent. We even insure your bike when locked in your car or when secured to your roof rack.
- Wiggle Essential offers you the flexibility to add active cover or global travel to suit your needs.

Benefits
- Public Liability
- Personal Accident
- Emergency Private Medical & Dental
- Emergency Physiotherapy
- 0% Monthly Payments
- No Extra Charge for City Postcodes
- Theft & Accidental Damage
- New for Old
- Multi-Bike Discount
Optional benefits
- Global Travel
- Active Cover
- Triathlon Transition Cover
- Bike Box Cover
- Accessories & Clothing
/ Elite
- Global Travel – Whether you take your bike abroad for a leisurely holiday or for serious competition, elite provides you with year round worldwide cover for up to 90 days for cycling, competition and during transportation (public liability cover in USA, Canada and Australia is excluded)
- Active Cover – If you regularly front the peloton, race gnarly downhill trials, enjoy an occasional sportive or a charity challenge, we’ll insure you for every type of mass participation event or competition.
- Triathlon Transition Cover – If you’re a triathlete or ironman you may be concerned about leaving your valuable kit in transition. In such a busy area kit could go missing – our policy protects you against this risk. Your bike, accessories and wetsuit are all insured.
- Replacement Cycle Hire – We’ll provide cycle hire if your bike has been stolen, damaged or lost in transit to make sure you’re not left without wheels.
- Taxi Fare Reimbursement – Don’t get stuck on the side of the road if you breakdown. For your convenience and safety – get a taxi on us. We’ll transport you to your home or the closest transport link.
- Wiggle elite offers you the flexibility to add accessories and clothing up to £10,000 to your policy.

Benefits
- Public Liability
- Personal Accident
- Emergency Private Medical & Dental
- Emergency Physiotherapy
- 0% Monthly Payments
- No Extra Charge for City Postcodes
- Theft & Accidental Damage
- New for Old
- Multi-Bike Discount
- Replacement Cycle Hire
- Taxi Fare Reimbursement
- Global Travel
- Active Cover
- Triathlon Transition Cover
Optional benefits
- Bike Box Cover
- Accessories & Clothing