Why insure with us?

Unbeatable Value Policy Benefits From Wiggle Cycle Insurance

Exceptional value policy benefits from Wiggle cycle insurance. Our policy benefits are geared to make your cycle insurance experience straightforward and your claims process as smooth as possible.

Accessories & Clothing

At Wiggle we know how valuable cyclists kit can be so both the Essential and Elite policies offer optional cover for your GPS, clothing, footwear (amongst loads of other kit) in the event they’re stolen or damaged.

Bike Box Cover

If your bike box gets damaged, lost or stolen we will provide you with a replacement. Just add your bike box to your list of accessories to get covered.

Triathlon Transition Cover

If you’re a triathlete you may be concerned about leaving your valuable kit in transition. In such a busy area kit could go missing – our policy covers you against this risk. Your insured bike, accessories and wetsuit are covered against theft for up to 18 hours when left in the event transistion zone.

Active Cover

If you regularly front the peloton, race gnarly downhill trials, enjoy an occasional sportive or a charity challenge, Wiggle cycle insurance covers you for every type of mass participation event or competition.

Global Travel

Whether you take your bike abroad for a leisurely holiday or for serious competition, Wiggle cycle insurance provides you with year round worldwide cover for cycling, competition and during transportation.

Taxi Fare Reimbursement if you get stuck

In the event of a breakdown don’t get stuck on the side of the road, be safe and get a taxi on us. We’ll reimburse you for transport to your home or the closest transport link up to the value of £250 per policy period.

Replacement Cycle Hire

If your bike has been stolen, damaged or lost in transit we’ll make sure you’re not left without wheels. Wiggle cycle insurance will reimburse you for a replacement cycle so you can get back in the saddle whilst awaiting the repair or replacement of your bike.

Multi-Bike Discount

We know that insuring more than one bike can be expensive. That’s why Wiggle cycle insurance and its unbeatable multi-bike benefit enable you to insure all your bikes and save with every additional bike added.

New for Old

If you cover your new bike and it gets stolen or damaged beyond repair, we’ll get you back in the saddle on a shiny new bike.

Theft & Accidental Damage

If your bike is stolen or accidentally damaged, we’ll sort it out. We even insure your bike when locked in your car or when secured to your roof rack.

No Extra Charge for City Postcodes

We want to inspire everybody, everywhere to enjoy cycling. That’s why Wiggle doesn’t believe in penalising and charging cyclists a higher premium for living in a city.

0% Monthly Payments

We’re for insurance that suits you. That’s why we won’t charge you any interest if you choose to pay monthly. It’s your choice, pay upfront or over 12 months with 0% APR. Easy.

Expert Customer Service

Our dedicated customer service team love an excuse to talk about bikes and are here to answer any questions you may have about Wiggle cycle insurance.

Emergency Physiotherapy

If you’re injured we know that you’ll want to get back on your bike as quickly as possible. If you sustain an injury whilst riding a bike, we’ll give you cover for emergency access to a physio of your choice.

Emergency Private Medical & Dental

If you have a Wiggle cycle insurance policy you won’t need to wait in A&E if you have an accident on your bike. If you need emergency treatment we’ll provide you with up to £1,000 for private medical or dental care. We’re here to make your experience as painless as possible.

Personal Accident

In the event of serious injury or death sustained from riding your bike, we’ll provide £20,000 of personal accident cover to give you peace of mind. You shouldn’t risk riding without it.

Public Liability

Accidents happen. If you’re responsible for damage or injury to other road users, property or pedestrians, Wiggle cycle insurance will cover you for up to £2 million of public liability cover. An essential benefit to protect you financially.

Our Cycle Insurance

Enjoy your ride in the knowledge that you have the right cover. Wiggle cycle insurance makes it easy for cyclists like you to find the right policy for your ride and your pocket. We offer three straightforward policies packed with extensive benefits to provide cyclists with cover you can rely on, exceptional value, and a claims service that will get you back on your bike as quickly as possible, should you need it.

Cycling cover from
£2.00 pm

Expertly designed personal cover to protect you, the cyclist.
£2 million public liability cover
£20,000 personal accident cover
£1,000 emergency private medical & dental treatment

Bicycle cover from
£3.45 pm*

All the benefits of Assist but with complete coverage for your bike too.
Theft, including from roof racks
Accidental damage cover
Multi-bike discount

Cycling cover from
£5.58 pm*

The full package for you and your bike. All the benefits of Assist and Essential, plus extra benefits such as:
Replacement cycle hire
Taxi fare reimbursement
Triathlon transition cover
Global travel cover
Race cover

*Based on a bicycle value of £250.