Wiggle Cycle Insurance

Accidents happen. If you’re responsible for damage or injury to other road users, property or pedestrians, Wiggle will protect you for up to £1 million of public liability cover. An essential benefit to protect you financially.

In the event of serious injury or death sustained from riding your bike, we'll provide £10,000 of personal accident cover to give you and your family peace of mind. You shouldn't risk riding without it.

If you have a Wiggle policy you won’t need to wait in A&E. If you need emergency treatment we’ll provide you with up to £300 for private medical or dental care. We’re here to make your experience as painless as possible.

If you’re injured we know that you’ll want to get back on your bike as quickly as possible. If you sustain an injury whilst riding a bike, we’ll give you cover for emergency access to a physio of your choice.

Our UK based customer service team love an excuse to talk about bikes and are here to answer any questions you may have about Wiggle cycle insurance.

We’re here to support our policy holders when things go wrong. You’ll receive free legal advice from our Wiggle legal experts, a full compensation management service and fast access to physio or specialist treatment as required.

We’re for the good stuff, that’s why we won’t charge you any interest if you choose to pay monthly. It’s your choice, pay upfront or over 12 months with 0% APR. Easy.

We want to inspire everybody, everywhere to enjoy cycling. That’s why Wiggle doesn’t believe in penalising and charging cyclists a higher premium for living in a city.

If your bike is stolen or accidentally damaged, we’ll sort it out. We even insure your bike when locked in your car or when secured to your roof rack.

If you’ve purchased a new bike that is stolen or damaged beyond repair within 3 years of the purchase date, we’ll get you back in the saddle on a new shiny bike.

We know that insuring more than one bike can be expensive. That’s why Wiggle’s unbeatable multi bike benefit enables you to insure all your bikes on one policy and save up to 60% on each additional bike.

If your bike has been stolen, damaged or lost in transit we’ll make sure you’re not left without wheels. Wiggle will provide a replacement cycle so you can get back in the saddle whilst awaiting the repair or replacement of your bike.

In the event of a breakdown don’t get stuck on the side of the road, be safe and get a taxi on us. We’ll transport you and your bike to your home or the closest transport link up to the value of £150 per policy period. 

Whether you take your bike abroad for a leisurely holiday or for serious competition, Wiggle provides you with year round worldwide cover for cycling, competition and during transportation.

If you regularly front the peloton, race gnarly downhill trials, enjoy an occasional sportive or a charity challenge, Wiggle insures you for every type of mass participation event or competition.

If you’re a triathlete you may be concerned about leaving your valuable kit in transition. In such a busy area kit could go missing - our policy protects you against this risk. Your bike, accessories and wetsuit are all insured.

If your bike box gets damaged, lost or stolen we will provide you with a replacement. Just add your bike box to your list of accessories to get covered.

At Wiggle we know how valuable cyclists kit can be so we offer an optional cover to protect your GPS, clothing, footwear (amongst loads of other kit) in the event they’re stolen or damaged.