Wiggle cycle insurance was created by cyclists for cyclists. More than just a retailer, our team of cycling enthusiasts know better than anyone the importance of having cover that will quickly get you back on the saddle without any hassle.

Join thousands of riders who trust Wiggle Insurance and enjoy:

  • Quick response times, with claims being picked up in 24 hours
  • Claims that don’t affect your premium
  • Great value whatever your riding style and needs

Compare Our Insurance Packages

Whether you’re a commuter, a racer, a downhill monster, or just cycling for leisure, you can use our comparison tools to find the right bicycle insurance for you.

Price per month
Get your quote now
Theft & accidental damage cover
£10,000 personal accident cover
£2 million public liability cover
Emergency private medical cover
Emergency dental treatment
Emergency physiotherapy treatment
Active cover
Taxi fare reimbursement if you get stuck
Triathlon transition cover
Global travel cover
Multi-bike discount
Bike accessories
Replacement cycle hire

Assist cover

from £2.00/mo
Optional extra

Essential cover

from £3.45/mo
Optional extra
Optional extra
Optional extra
Optional extra

Elite cover

from £5.58/mo
Optional extra
Trust Pilot

The Administrator

Gator Bikesure Ltd is the administrator of Wiggle cycle insurance. Gator Bikesure Ltd is responsible for the entire cyclist insurance offering, from product pricing, quoting, policy issuing, premium collections and claims.

Gator Bikesure is a technology-centred insurance provider to some of the most high-profile brands in the insurance and cycling industry. With over 20 years worth of insurance experience, Gator Bikesure fully understands the risks faced by cyclists and the growing need for insurance products to protect them.

Gator Bikesure Ltd is registered under FCA number 710920. The company is registered in England, and the registration number is 09492364. The company is an Appointed Representative of Compass Underwriting Ltd. Compass Underwriting Ltd is Authorised and Regulated by the Financial Conduct Authority under firm reference number 304908.

The Underwriter

Red Sands Insurance Company (Europe) Ltd is the underwriter of Wiggle cycle insurance.

Red Sands Insurance Group is an independent insurance group that operates across several different market sectors and offers a diverse range of products and services. The Company holds an insurance license issued by the Gibraltar Financial Services Commission to carry on general insurance business in Gibraltar. The Company focuses primarily on specialist short term lines. It currently has a broad diversified portfolio, writing several different types of business through twelve carefully selected partners.

Red Sands is a member and supporter of the UK’s Association of British Insurers (ABI), Financial Services Compensation Scheme and Financial Ombudsman Service. Throughout 2020, Red Sands paid over £115 million in claims and served more than three million policyholders – a vital sign of strength and why your policy with Wiggle cycle insurance is safe.