About Wiggle Cycle Insurance


Wiggle cycle insurance was created by cyclists for cyclists. More than just a retailer, our team of cycling enthusiasts know better than anyone the importance of having cover that will quickly get you back on the saddle without any hassle.

Join thousands of riders who trust Wiggle cycle insurance and enjoy:

• Quick response times, with claims being picked up in 24 hour
• Claims that don’t affect your premium
• Great value whatever your riding style and needs

Compare Our Insurance Packages

Whether you’re a commuter, a racer, a downhill monster, or just cycling for leisure, you can use our comparison tools to find the right bicycle insurance for you.

Assist cover
from £2.00/mo
Essential cover
from £3.45/mo
Elite cover
from £5.58/mo
Theft & accidental damage cover
£20,000 personal accident cover
£2 million public liability cover
Emergency private medical cover
Emergency dental treatment
Emergency physiotherapy treatment
Active cover
Optional extra
Optional extra
Taxi fare reimbursement if you get stuck
Triathlon transition cover
Optional extra
Global travel cover
Optional extra
Multi-bike discount
Bike accessories
Optional extra
Optional extra
Replacement cycle hire
Trustpilot reviews
Great customer service!..The service is smooth and straightforward. My advisor Jessica, was helpful. I would recommend it!


September 1, 2023

Claim efficiently dealt with and settlement agreed without any argument.


August 31, 2023

Very helpful! I got no response from Wiggle direct so contacted these guys and they were so helpful in putting me in touch with the correct people. Thank you!


July 27, 2023

Had Juan walk me through setting up my insurance and he was very helpful and answered all my questions. A credit to the wiggle team! Only just set the insurance up so not had to claim and hope I never do, but will update if needed.

Rob Rose

July 11, 2023

Excellent customer service My call yesterday was dealt with by Gabbriella in a very friendly and professional manner. I was taken through all the options available to me and helped to find the right cover that suited my needs.


June 27, 2023

When my bikes were stolen from the garage, Wiggle Cycle Insurance were very sympathetic and helpful, and settled my claim unbelievably fast. I now have replacement bikes, and am totally confident insuring them with Wiggle again. They really turned an awful situation around.


June 20, 2023

My claim was managed quickly and effectively. Constant updates were provided. Polite and friendly service. I would definitely recommend this company.


June 16, 2023

A fair and open Insurer. Easy to work with and talk to. From the outset, Wiggle has been professional. Fair and acted in accordance with how you (as a customer) woudl want an insurer to act. They answer phones.


June 13, 2023

This is what Customer Service should be like! I made 1 phone call at the weekend and didn’t leave a message. I received a follow up call on Monday and Savannah had all my details ready to proceed. I was given all the guidance I needed...


May 26, 2023

I’d like to say that my experience with Wiggle was excellent. I had a bump on my bike and wasn’t sure the repair would be covered but it was really easy to enquire and Walden (the representative I dealt with) was very professional and friendly, and made the whole process so easy.


April 27, 2023

Good, responsive service with clear communication. Worth paying the very small additional premium over some other insurers. Would highly recommend.


January 3, 2023

Excellent service! Getting an insurance claim for my stolen bike went so much more smoothly than I thought it would. Thank you for the clear and polite communication and all the help.


December 20, 2022

They keep me informed in regards to my insurance premiums, claims and they respond very quickly! The team are professional but treat me as a family member! I know there are cheaper insurers for my bikes but I’ve been with for over 5 years and counting!


December 14, 2022

Great customer service, awesome guidance through all formalities.


December 11, 2022

I had an insurance policy and was told across the board that I may not get the money back, despite the fact my bike was stolen by professionals. Wiggle handled my case with huge amounts of empathy and kindness. They were friendly and lovely the whole way through.


November 10, 2022

Rated 4.7 / 5 based on 368 reviews. Showing our 4 & 5 star reviews. Last updated 22 September, 2023.

The Administrator

Gator Bikesure Ltd is the administrator of Wiggle cycle insurance. Gator Bikesure Ltd is responsible for the entire cyclist insurance offering, from product pricing, quoting, policy issuing, premium collections and claims.

Gator Bikesure is a technology-centred insurance provider to some of the most high-profile brands in the insurance and cycling industry. With over 20 years worth of insurance experience, Gator Bikesure fully understands the risks faced by cyclists and the growing need for insurance products to protect them.

Gator Bikesure Ltd is registered under FCA number 710920. The company is registered in England, and the registration number is 09492364. The company is an Appointed Representative of ETA Services Ltd. ETA Service Ltd is Authorised and Regulated by the Financial Conduct Authority under firm reference number 313965.

The Underwriter

Red Sands Insurance Company (Europe) Ltd is the underwriter of Wiggle cycle insurance.

Red Sands Insurance Group is an independent insurance group that operates across several different market sectors and offers a diverse range of products and services.

The Company holds an insurance license issued by the Gibraltar Financial Services Commission to carry on general insurance business in Gibraltar. The Company focuses primarily on specialist short term lines. It currently has a broad diversified portfolio, writing several different types of business through twelve carefully selected partners.

Red Sands is a member and supporter of the UK’s Association of British Insurers (ABI), Financial Services Compensation Scheme and Financial Ombudsman Service. Throughout 2020, Red Sands paid over £115 million in claims and served more than three million policyholders – a vital sign of strength and why your policy with Wiggle cycle insurance is safe.