Policy information

Who delivers Wiggle Cycle Insurance?

We believe it’s important for our customers to know who our partners are and to be assured that the cycle insurance product they are purchasing is genuine and backed not only by a major insurer but also by the protections which the insurance market and the financial services market have implemented to avoid customers being let down. We know the high’s and lows of cycling and that’s why we’ve developed Wiggle cycle insurance – we want people to experience the joy of cycling without having to worry about the bad stuff. So we’ve worked with our #goodpartners to develop a cycle insurance policy that is straightforward, exceptional value and a policy you can rely on.

Wiggle branded policies are arranged by Gator Bikesure Ltd and underwritten by Red Sands Insurance Company (Europe) Ltd. Gator Bikesure Ltd is an Appointed Representative of ETA Services Ltd who are Authorised and Regulated by the Financial Conduct Authority under firm reference number 313965. You can visit the FCA website here.

Consumer Disclosure
It is important to us that our cycle insurance is right for you.
To be eligible for Wiggle cycle insurance you must be:
  • over the age of 18
  • own at least one Bicycle (when taking out bicycle cover)
  • resident in the UK
To help us swiftly process any claim you may need to make, you must ensure that all the details you provide are accurate and to the best of your knowledge.
Policy Wording Document

Use the following link to view our Policy Wording

Terms of Business

Use the following link to view our Terms of Business

Cycling cover from
£2.00 pm

Expertly designed personal cover to protect you, the cyclist.
£2 million public liability cover
£20,000 personal accident cover
£1,000 emergency private medical & dental treatment

Bicycle cover from
£3.45 pm*

All the benefits of Assist but with complete coverage for your bike too.
Theft, including from roof racks
Accidental damage cover
Multi-bike discount

Cycling cover from
£5.58 pm*

The full package for you and your bike. All the benefits of Assist and Essential, plus extra benefits such as:
Replacement cycle hire
Taxi fare reimbursement
Triathlon transition cover
Global travel cover
Race cover

*Based on a bicycle value of £250.