Please note that any changes to the operations of the Wiggle retail business have no impact on Wiggle branded cycle insurance policies.
Wiggle cycle insurance has been issued by Red Sands Insurance Company (Europe) Ltd (Red Sands) and administered by Gator Bikesure Ltd (Gator) since its inception in 2015. All new and existing policies, claims and administration will continue to be supported by Red Sands and Gator irrespective of decisions made by Wiggle retail business for their operations.
Wiggle Cycle Insurance
ASSIST
Cycling cover from
£2.00 pm
ESSENTIAL
Bicycle cover from
£3.45 pm*
ELITE
Cycling cover from
£5.58 pm*
*Based on a bicycle value of £250.
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Compare Our Insurance Packages
Whether you’re a commuter, a racer, a downhill monster, or just cycling for leisure, you can use our comparison tools to find the right bicycle insurance for you.
What Comes Standard With Wiggle Cycle Insurance
We’ve worked hard to provide cyclists with great cover at a great price. Here are just some of the benefits that come as standard.
No extra charge to pay monthly
Pay in one go, or spread the cost and pay monthly at no extra cost – it’s up to you.
Expert customer service
Our dedicated customer service team love an excuse to talk about bikes and are here to answer any questions you may have about Wiggle cycle insurance.
Claims don’t affect your premium
We don’t believe in premium penalties for using the cover you’re entitled to. That’s why your policy price won’t go up for making a claim.
We promise great prices
You’ll always find great prices at Wiggle cycle insurance.
More Great Benefits Of Wiggle Cycle Insurance
We know that insuring more than one bike can be expensive. That’s why Wiggle cycle insurance and its unbeatable multi bike benefit enables you to insure all your bikes on one policy and save on each additional bike.
If your bicycle is stolen or accidentally damaged, we’ll sort it. We even cover your bike when it’s locked in your car or when secured to a roof rack.
In the event of a breakdown, be safe and get a taxi on us. We’ll reimburse you for transport to your home or the closest transport link up to the value of £250.
If you regularly front the peloton, race gnarly downhill trails, or enjoy a charity challenge, Wiggle cycle insurance and its Active cover insures you for mass participation events or competition.
Whether you take your bike abroad for a family holiday or serious competition, Wiggle cycle insurance provides you with travel cover for up to 365 days per 12-month policy period (limited to 90 consecutive days per trip). Cover your bike during transportation, as well as worldwide riding and racing.
As a triathlete, you may be concerned about leaving your valuable kit in the chaos of transition. In such a busy area kit could go missing – our policy protects you against this risk. Your insured bike, cycling accessories and wetsuit are covered against theft for up to 18 hours when left in the event transition zone.
Our dedicated team are here to answer any questions you may have about Wiggle cycle insurance. We always love an excuse to talk about bikes, so why not drop us a line on our live chat, telephone or email.
Who And What We Cover
Wiggle cycle insurance is designed specifically to protect cyclists. Whether you are a commuter or a seasoned triathlete, there’s no need for specialist mountain bike insurance, eBike insurance, or road bike insurance – our straightforward policy covers it all.