Why we're
better
Taxi Fare Reimbursement
What this means for you
No hanging around. No need to call our claims line. You can arrange immediate transport and we’ll refund you. Easy.
What help will you get? How long will you stand on the side of the road to wait for rescue if it’s raining or cold?
No assistance if you breakdown or have an accident.
You need to report the claim, wait for the insurer to arrange assistance and wait by the roadside for recovery.
Emergency Private Medical,Dentist & Physio
What this means for you
You can get yourself checked out and fixed immediately for most of the injuries we sustain from time to time as cyclists.
You won’t receive fast access to emergency medical, dental or physio treatment.
You won’t receive fast access to emergency medical, dental or physio treatment.
You won’t receive fast access to emergency medical, dental or physio treatment.
Monthly Payment Fees
What this means for you
0% APR means Wiggle do not charge extra for monthly payments.
A charge of 25.9% will be applied to your final quote making it a more expensive policy.
No charges for monthly payments. If you pay monthly you are unable to cancel your insurance at any point and must continue to pay all of the monthly payments.
26.2% will be added to your policy if you choose to pay monthly.
Cancellation Fees
What this means for you
No catches and no need to return documents. A flat £20 fee after 14 days may be charged at our discretion in order to help us prevent any fraudulent activity.
If you cancel 15-28 days into the policy, you’ll receive a refund minus 20% of the premium. There may also be another charge which may be a percentage of the premium but is not specified. No refund payable if you cancel after 28 days.
You may cancel after 14 days have expired. You must send a signed letter of cancellation. You will not automatically be entitled to any refund of premium and payments made by instalments must continue for the duration of the policy.
You may cancel by sending written notice and returning the insurance documents within 14 days. A charge equal to the period of cover you have had, subject to a minimum charge of £25 plus the Insurance Premium Tax.
Excess Charges
What this means for you
Straightforward excess structure: £20 – Taxi fee reimbursement £50– Private medical & bike replacement £100 – Accidental Damage, Theft & Public Liability
A charge of 25.9% will be applied to your final quote making it a more expensive policy.
No charges for monthly payments. If you pay monthly you are unable to cancel your insurance at any point and must continue to pay all of the monthly payments.
26.2% will be added to your policy if you choose to pay monthly.
ASSIST
Cycling cover from
£2.00 pm
Expertly designed personal cover to protect you, the cyclist.
£2 million public liability cover
£20,000 personal accident cover
£1,000 emergency private medical & dental treatment
ESSENTIAL
Bicycle cover from
£3.45 pm*
All the benefits of Assist but with complete coverage for your bike too.
Theft, including from roof racks
Accidental damage cover
Multi-bike discount
ELITE
Cycling cover from
£5.58 pm*
The full package for you and your bike. All the benefits of Assist and Essential, plus extra benefits such as:
Replacement cycle hire
Taxi fare reimbursement
Triathlon transition cover
Global travel cover
Race cover
*Based on a bicycle value of £250.
