Why insure with us?

At Wiggle we know how valuable cyclists kit can be so both the Essential and Elite policies offer optional cover for your GPS, clothing, footwear (amongst loads of other kit) in the event they’re stolen or damaged.

If your bike box gets damaged, lost or stolen we will provide you with a replacement. Just add your bike box to your list of accessories to get covered.

If you’re a triathlete you may be concerned about leaving your valuable kit in transition. In such a busy area kit could go missing – our policy covers you against this risk. Your insured bike, accessories and wetsuit are covered against theft for up to 18 hours when left in the event transistion zone.

If you regularly front the peloton, race gnarly downhill trials, enjoy an occasional sportive or a charity challenge, Wiggle cycle insurance covers you for every type of mass participation event or competition.

Whether you take your bike abroad for a leisurely holiday or for serious competition, Wiggle cycle insurance provides you with year round worldwide cover for cycling, competition and during transportation.

In the event of a breakdown don’t get stuck on the side of the road, be safe and get a taxi on us. We’ll reimburse you for transport to your home or the closest transport link up to the value of £250 per policy period.

If your bike has been stolen, damaged or lost in transit we’ll make sure you’re not left without wheels. Wiggle cycle insurance will reimburse you for a replacement cycle so you can get back in the saddle whilst awaiting the repair or replacement of your bike.

We know that insuring more than one bike can be expensive. That’s why Wiggle cycle insurance and its unbeatable multi-bike benefit enable you to insure all your bikes and save with every additional bike added.

If you cover your new bike and it gets stolen or damaged beyond repair, we’ll get you back in the saddle on a shiny new bike.

If your bike is stolen or accidentally damaged, we’ll sort it out. We even insure your bike when locked in your car or when secured to your roof rack.

We want to inspire everybody, everywhere to enjoy cycling. That’s why Wiggle doesn’t believe in penalising and charging cyclists a higher premium for living in a city.

We’re for insurance that suits you. That’s why we won’t charge you any interest if you choose to pay monthly. It’s your choice, pay upfront or over 12 months with 0% APR. Easy.

Our dedicated customer service team love an excuse to talk about bikes and are here to answer any questions you may have about Wiggle cycle insurance.

If you’re injured we know that you’ll want to get back on your bike as quickly as possible. If you sustain an injury whilst riding a bike, we’ll give you cover for emergency access to a physio of your choice.

If you have a Wiggle cycle insurance policy you won’t need to wait in A&E if you have an accident on your bike. If you need emergency treatment we’ll provide you with up to £1,000 for private medical or dental care. We’re here to make your experience as painless as possible.

In the event of serious injury or death sustained from riding your bike, we’ll provide £20,000 of personal accident cover to give you peace of mind. You shouldn’t risk riding without it.

Accidents happen. If you’re responsible for damage or injury to other road users, property or pedestrians, Wiggle cycle insurance will cover you for up to £2 million of public liability cover. An essential benefit to protect you financially.