Cover that suits your ride!  View Comparison | Get a quote


Practical protection- best price.


Practical protection- best price.

Wiggle Cycle Insurance

It’s easy. Just choose the level of coverage that suits how you ride.

Cycling cover from
£2.00 pm

Expertly designed personal cover to protect you, the cyclist.
£2 million public liability cover
£20,000 personal accident cover
£1,000 emergency private medical & dental treatment

Bicycle cover from
£3.45 pm*

All the benefits of Assist but with complete coverage for your bike too.
Theft, including from roof racks
Accidental damage cover
Multi-bike discount

Cycling cover from
£5.58 pm*

The full package for you and your bike. All the benefits of Assist and Essential, plus extra benefits such as:
Replacement cycle hire
Taxi fare reimbursement
Triathlon transition cover
Global travel cover
Race cover

*Based on a bicycle value of £250.

Trustpilot reviews
Great customer service!..The service is smooth and straightforward. My advisor Jessica, was helpful. I would recommend it!



Claim efficiently dealt with and settlement agreed without any argument.



Very helpful! I got no response from Wiggle direct so contacted these guys and they were so helpful in putting me in touch with the correct people. Thank you!



Had Juan walk me through setting up my insurance and he was very helpful and answered all my questions. A credit to the wiggle team! Only just set the insurance up so not had to claim and hope I never do, but will update if needed.

Rob Rose


Excellent customer service My call yesterday was dealt with by Gabbriella in a very friendly and professional manner. I was taken through all the options available to me and helped to find the right cover that suited my needs.



When my bikes were stolen from the garage, Wiggle Cycle Insurance were very sympathetic and helpful, and settled my claim unbelievably fast. I now have replacement bikes, and am totally confident insuring them with Wiggle again. They really turned an awful situation around.



My claim was managed quickly and effectively. Constant updates were provided. Polite and friendly service. I would definitely recommend this company.



A fair and open Insurer. Easy to work with and talk to. From the outset, Wiggle has been professional. Fair and acted in accordance with how you (as a customer) woudl want an insurer to act. They answer phones.



This is what Customer Service should be like! I made 1 phone call at the weekend and didn’t leave a message. I received a follow up call on Monday and Savannah had all my details ready to proceed. I was given all the guidance I needed...



I’d like to say that my experience with Wiggle was excellent. I had a bump on my bike and wasn’t sure the repair would be covered but it was really easy to enquire and Walden (the representative I dealt with) was very professional and friendly, and made the whole process so easy.



Good, responsive service with clear communication. Worth paying the very small additional premium over some other insurers. Would highly recommend.



Excellent service! Getting an insurance claim for my stolen bike went so much more smoothly than I thought it would. Thank you for the clear and polite communication and all the help.



They keep me informed in regards to my insurance premiums, claims and they respond very quickly! The team are professional but treat me as a family member! I know there are cheaper insurers for my bikes but I’ve been with for over 5 years and counting!



Great customer service, awesome guidance through all formalities.



I had an insurance policy and was told across the board that I may not get the money back, despite the fact my bike was stolen by professionals. Wiggle handled my case with huge amounts of empathy and kindness. They were friendly and lovely the whole way through.



Rated 4.6 / 5 based on 343 reviews. Showing our 4 & 5 star reviews. Last updated 22 September, 2023.

Compare Our Insurance Packages

Whether you’re a commuter, a racer, a downhill monster, or just cycling for leisure, you can use our comparison tools to find the right bicycle insurance for you.

Assist cover
from £2.00/mo
Essential cover
from £3.45/mo
Elite cover
from £5.58/mo
Theft & accidental damage cover
£20,000 personal accident cover
£2 million public liability cover
Emergency private medical cover
Emergency dental treatment
Emergency physiotherapy treatment
Active cover
Optional extra
Optional extra
Taxi fare reimbursement if you get stuck
Triathlon transition cover
Optional extra
Global travel cover
Optional extra
Multi-bike discount
Bike accessories
Optional extra
Optional extra
Replacement cycle hire

What Comes Standard With Wiggle Cycle Insurance

We’ve worked hard to provide cyclists with great cover at a great price. Here are just some of the benefits that come as standard.

No extra charge to pay monthly

Pay in one go, or spread the cost and pay monthly at no extra cost – it’s up to you.

Expert customer service

Our dedicated customer service team love an excuse to talk about bikes and are here to answer any questions you may have about Wiggle cycle insurance.

Claims don’t affect your premium

We don’t believe in premium penalties for using the cover you’re entitled to. That’s why your policy price won’t go up for making a claim.

We promise great prices

You’ll always find great prices at Wiggle cycle insurance.

Speak to an expert

More Great Benefits Of Wiggle Cycle Insurance

Multi-bike discount
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We know that insuring more than one bike can be expensive. That’s why Wiggle cycle insurance and its unbeatable multi bike benefit enables you to insure all your bikes on one policy and save on each additional bike.

Theft, including theft from bike racks
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If your bicycle is stolen or accidentally damaged, we’ll sort it. We even cover your bike when it’s locked in your car or when secured to a roof rack.

Taxi fare reimbursement if you get stuck
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In the event of a breakdown, be safe and get a taxi on us. We’ll reimburse you for transport to your home or the closest transport link up to the value of £250.

Active cover
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If you regularly front the peloton, race gnarly downhill trails, or enjoy a charity challenge, Wiggle cycle insurance and its Active cover insures you for mass participation events or competition.

Global travel cover
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Whether you take your bike abroad for a family holiday or serious competition, Wiggle cycle insurance provides you with  travel cover for up to 365 days per 12-month policy period (limited to 90 consecutive days per trip). Cover your bike during transportation, as well as worldwide riding and racing.

Triathlon transition cover
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As a triathlete, you may be concerned about leaving your valuable kit in the chaos of transition. In such a busy area kit could go missing – our policy protects you against this risk. Your insured bike, cycling accessories and wetsuit are covered against theft for up to 18 hours when left in the event transition zone.

Expert customer service
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Our dedicated team are here to answer any questions you may have about Wiggle cycle insurance. We always love an excuse to talk about bikes, so why not drop us a line on our live chat, telephone or email.

Who And What We Cover

Wiggle cycle insurance is designed specifically to protect cyclists. Whether you are a commuter or a seasoned triathlete, there’s no need for specialist mountain bike insurance, eBike insurance, or road bike insurance – our straightforward policy covers it all.